Glossary

Every metric a buyer needs to read a SaaS target's revenue correctly, defined from the acquirer's side of the table. It moves a valuation, and how ChurnLens reconstructs it from raw subscription data.

What Is SaaS Due Diligence?

Definition: The process of investigating a SaaS company's financial, operational, and technical health before acquisition.

Understanding SaaS Due Diligence

SaaS due diligence has traditionally focused on financials, code quality, and legal compliance. Revenue-quality diligence — churn analysis, concentration scoring, retention tracking — is the emerging third pillar that separates sophisticated acquirers from the rest.

How ChurnLens Analyzes SaaS Due Diligence

ChurnLens automatically calculates saas due diligence from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is saas due diligence?

The process of investigating a SaaS company's financial, operational, and technical health before acquisition.

Why does saas due diligence matter for SaaS acquisitions?

SaaS due diligence has traditionally focused on financials, code quality, and legal compliance.

What Is Revenue Concentration?

Definition: The degree to which a SaaS company's revenue depends on a small number of customers. Measured via HHI (Herfindahl-Hirschman Index).

Understanding Revenue Concentration

High revenue concentration is the #1 hidden risk in SaaS acquisitions. A company with 40% of revenue from 3 customers has a fragile revenue base — losing one could crater valuation. The HHI score quantifies this risk. Scores above 2,500 signal 'highly concentrated' and warrant a discount to valuation.

How ChurnLens Analyzes Revenue Concentration

ChurnLens automatically calculates revenue concentration from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is revenue concentration?

The degree to which a SaaS company's revenue depends on a small number of customers. Measured via HHI (Herfindahl-Hirschman Index).

Why does revenue concentration matter for SaaS acquisitions?

High revenue concentration is the #1 hidden risk in SaaS acquisitions.

What Is Net Revenue Retention (NRR)?

Definition: The percentage of recurring revenue retained from existing customers, including expansion, contraction, and churn.

Understanding Net Revenue Retention (NRR)

NRR above 100% means existing customers are expanding faster than they churn — the hallmark of a healthy SaaS. But NRR alone can mask logo churn. A company with 120% NRR and 30% logo churn is riskier than one with 105% NRR and 5% logo churn.

How ChurnLens Analyzes Net Revenue Retention (NRR)

ChurnLens automatically calculates net revenue retention (nrr) from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is net revenue retention (nrr)?

The percentage of recurring revenue retained from existing customers, including expansion, contraction, and churn.

Why does net revenue retention (nrr) matter for SaaS acquisitions?

NRR above 100% means existing customers are expanding faster than they churn — the hallmark of a healthy SaaS.

What Is Logo Retention?

Definition: The percentage of customer accounts (logos) retained over a period — distinct from dollar-based net retention.

Understanding Logo Retention

Logo retention reveals customer satisfaction separate from expansion revenue. A company can show 120% NRR while losing 30% of its customers — the remaining ones are just spending more. Logo retention below 80% annually is a red flag for acquirers.

How ChurnLens Analyzes Logo Retention

ChurnLens automatically calculates logo retention from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is logo retention?

The percentage of customer accounts (logos) retained over a period — distinct from dollar-based net retention.

Why does logo retention matter for SaaS acquisitions?

Logo retention reveals customer satisfaction separate from expansion revenue.

What Is Annual Plan Churn?

Definition: Customer churn specifically on annual subscription plans — often hidden because annual contracts mask monthly exit patterns.

Understanding Annual Plan Churn

Annual-plan churn is the silent killer of SaaS valuations. Founders report '2% monthly churn' but exclude annual-plan non-renewals. When 40% of annual customers don't renew, the real churn picture is dramatically worse. ChurnLens specifically surfaces this.

How ChurnLens Analyzes Annual Plan Churn

ChurnLens automatically calculates annual plan churn from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is annual plan churn?

Customer churn specifically on annual subscription plans — often hidden because annual contracts mask monthly exit patterns.

Why does annual plan churn matter for SaaS acquisitions?

Annual-plan churn is the silent killer of SaaS valuations.

What Is Inactive Paid Accounts?

Definition: Customers who continue paying but have stopped using the product — at high risk of churning at renewal.

Understanding Inactive Paid Accounts

Inactive paid accounts are 'zombie MRR' — revenue that appears healthy but is one billing cycle from disappearing. If 15%+ of accounts show zero activity in 60+ days, expect a wave of churn when annual contracts come up for renewal.

How ChurnLens Analyzes Inactive Paid Accounts

ChurnLens automatically calculates inactive paid accounts from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is inactive paid accounts?

Customers who continue paying but have stopped using the product — at high risk of churning at renewal.

Why does inactive paid accounts matter for SaaS acquisitions?

Inactive paid accounts are 'zombie MRR' — revenue that appears healthy but is one billing cycle from disappearing.

What Is MRR Decline?

Definition: Month-over-month decrease in Monthly Recurring Revenue, one of the earliest warning signs of a struggling SaaS business.

Understanding MRR Decline

MRR decline is the canary in the coal mine. Even a single month of MRR contraction often precedes larger problems — customer churn typically lags product/market deterioration by 2-3 months. Acquirers should treat any MRR decline in the last 6 months as a red flag requiring deeper investigation.

How ChurnLens Analyzes MRR Decline

ChurnLens automatically calculates mrr decline from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is mrr decline?

Month-over-month decrease in Monthly Recurring Revenue, one of the earliest warning signs of a struggling SaaS business.

Why does mrr decline matter for SaaS acquisitions?

MRR decline is the canary in the coal mine.

What Is Churn Risk Score?

Definition: A composite metric that estimates the probability of significant customer churn in the next 12 months.

Understanding Churn Risk Score

ChurnLens' Churn Risk Score combines revenue concentration, logo retention trends, inactive account ratios, and MRR trajectory into a single 0-100 score. Below 30 means 'caution warranted.' Above 70 means 'revenue quality is strong.'

How ChurnLens Analyzes Churn Risk Score

ChurnLens automatically calculates churn risk score from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is churn risk score?

A composite metric that estimates the probability of significant customer churn in the next 12 months.

Why does churn risk score matter for SaaS acquisitions?

ChurnLens' Churn Risk Score combines revenue concentration, logo retention trends, inactive account ratios, and MRR trajectory into a single 0-100 score.

What Is HHI Score?

Definition: Herfindahl-Hirschman Index, a measure of market/revenue concentration. For SaaS diligence, it quantifies customer concentration risk.

Understanding HHI Score

The HHI score is calculated by squaring each customer's revenue share and summing them. A company with 10 equal customers scores 1,000 (diversified). A company with one customer at 50% and 5 at 10% each scores 3,000 (highly concentrated). Scores above 2,500 warrant a valuation discount.

How ChurnLens Analyzes HHI Score

ChurnLens automatically calculates hhi score from raw SaaS billing data, providing acquirers with instant, objective metrics instead of founder-provided numbers.

FAQ

What is hhi score?

Herfindahl-Hirschman Index, a measure of market/revenue concentration. For SaaS diligence, it quantifies customer concentration risk.

Why does hhi score matter for SaaS acquisitions?

The HHI score is calculated by squaring each customer's revenue share and summing them.

What Is CAC (Customer Acquisition Cost)?

Definition: Customer acquisition cost — total sales and marketing spend over a period divided by the number of new customers that period produced. It is a spend-side metric, not a billing-side one.

Understanding CAC

CAC answers “what did it cost to buy this customer?” If a target spent $120,000 on sales and marketing in a quarter and closed 200 new accounts, blended CAC is $600. Buyers usually want CAC split by channel, because a blended figure hides the difference between cheap organic signups and expensive paid ones — and a target whose growth depends entirely on paid acquisition is a very different asset after the ad budget changes hands.

Why CAC alone will not tell you what you need to know

CAC is only half of a ratio. The half that matters to an acquirer is how long the customer stays and how their revenue moves while they do. A $600 CAC is excellent against a customer who retains for three years and expands, and ruinous against one who churns in five months. This is why CAC payback — CAC divided by gross margin per month — is the figure buyers actually underwrite, and why it collapses the moment churn is worse than the seller represented.

How ChurnLens relates to CAC

ChurnLens does not calculate CAC. It reads subscription and billing data, which records what customers paid — not what was spent to acquire them. Sales and marketing spend lives in the target's ad accounts and general ledger, and you should ask for it directly during diligence.

What ChurnLens does is fix the other half of the ratio. Sellers routinely present CAC payback using their own churn assumption; when the real retention curve is worse, every payback and LTV figure built on it is overstated. ChurnLens reconstructs actual logo retention, revenue churn, and revenue decay from the raw subscription data, so you can recompute CAC payback against the churn the CSV shows rather than the churn the deck claims.

FAQ

What is CAC?

Customer acquisition cost: total sales and marketing spend for a period divided by the number of new customers acquired in that period.

Does ChurnLens calculate CAC?

No. CAC requires sales and marketing spend, which is not present in subscription or billing data. ChurnLens measures the retention side — logo retention, revenue churn, and revenue decay — which is what CAC payback and LTV depend on.

What is a good CAC payback period for SaaS?

Most buyers look for CAC payback under 12 months for SMB-focused SaaS and under 18–24 months for enterprise. The number is only meaningful if the churn assumption underneath it is the real one.

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